![]() For example, you can find five HSBC ATMs in Sydney and four in Melbourne. Use your bank’s ATM abroad for withdrawals where possible: Similarly, if you need to exchange more money while you’re on your trip, try to find an in-network ATM.However, it does charge a shipping fee of $7.50 USD on orders worth less than $1,000. For example, Bank of America doesn’t charge its account holders an exchange fee. Since you have an existing relationship with them, your bank is likely to give you the best exchange rates and charge the lowest fees. ![]() Exchange at a bank or credit union before your trip: Heading to your bank before your trip is often the most cost-effective way to exchange currency.Here are three ways to get the currency you need while minimizing the fees you’ll be charged: When you’re ready to buy Australian dollars, plan ahead to ensure that you pay the fewest fees. $600 USD x 1.58 = $948 AUD How to Buy AUD Using the current exchange rate, the formula for your conversion would look like this: Let’s say you have $600 USD and would like to figure out how much AUD you have for a trip to Australia. The resulting number will show you the amount of AUD that you have to spend on your trip. Once you know that information, multiply the amount you have in USD by the current exchange rate. At the time of writing, $1 USD is worth $1.58 AUD. However, in order to do this, you need to know the current exchange rate. ![]() The other option is to do the calculation manually using a simple mathematical formula. Individual merchants may also charge supplemental fees if you ask them to convert the price of an item to your home currency at checkout. For instance, credit card companies and ATM networks usually charge a 1% conversion fee on all foreign transactions. Keep in mind that exchanging currency often comes with added fees that a conversion calculator won’t be able to predict. Since exchange rates fluctuate on a daily basis, using a calculator can ensure your math is correct. Using a currency conversion calculator is often the easiest way to get an estimate when you’re converting currency. You can use a currency calculator or do it by hand. Via Wise website How to Convert USD to AUDĬalculating a conversion of US dollars to Australian dollars is fairly simple.
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